Several Virginia HOA law changes took effect this year, and every board needs to understand what they mean. Some laws directly affect how HOAs operate, while others touch on taxes, management contracts, and even mold remediation. Each one affects how community associations manage their operations.
What are the Virginia HOA Law Changes in 2025?
Several new Virginia HOA law amendments in 2025 affect both homeowners associations and condominium associations. These changes cover a wide range of topics, from insurance and taxes to court procedures and management contracts. Most took effect on July 1, 2025.
HB 1704 and SB 808
Resale Disclosure Act; Resale Certificate, Responsibility for Payment of Insurance Deductible
Among the most notable Virginia HOA law changes is the update to the Resale Disclosure Act, under Virginia Code Section 55.1-2310. The new requirement affects resale certificates, which are documents provided to buyers during a property sale in an HOA or condominium.
Under this change, resale certificates must now clearly state whether an owner could be responsible for paying part (or all) of the master insurance policy deductible if the association makes a claim. The goal is to make sure buyers know what they’re signing up for before they commit to a purchase.
Board members must update their resale disclosure processes to reflect this change. The forms should also include this new statement.
Similarly, management companies should review their templates to ensure accuracy. Resale packets should include the correct insurance information. Failure to do so can result in an incomplete disclosure later on, which can put the company in hot water.
Beyond that, boards should also double-check their own insurance documents. If the governing documents say that the owners are responsible for deductibles, the language must be clear and consistent with this update.
HB 1792
Local Taxes; Nonjudicial Sale of Tax Delinquent Real Properties, Threshold for Nonjudicial Sale
House Bill 1792 raises the property-value thresholds for local treasurers to sell tax-delinquent real estate without going to court. The limits rise from $10,000 to $15,000, with adjusted value bands for properties up to $40,000 in certain redevelopment areas under Virginia Code Section 58.1-3975.
This change is significant because it speeds up the sale of some tax-delinquent lots. Communities with old or abandoned properties, in particular, can benefit from this. They might experience faster sales for these properties, thereby bringing in new owners much sooner.
On the other hand, faster nonjudicial sales can help shorten the time an association has to record liens or collect unpaid dues before a sale clears. Boards should monitor their tax sale notices more closely. Moreover, they should act fast when a member’s property becomes tax-delinquent. Remember that faster sales can mean that the association has less time to recover unpaid dues.
It is wise for board members to work with management companies and attorneys. This will keep them in the loop when public auction listings reflect member properties.
HB 2195
Virginia Consumer Protection Act; Mold Remediation and Inspections Report
One of the Virginia HOA law changes that affects both HOAs and condo associations deals with mold remediation. House Bill 2195 adds mold remediation and inspections to the Virginia Consumer Protection Act, under Section 59.1-200.
From now on, anyone who performs mold remediation in a home, condo, or common area must have certification from a national or international credentialing body. They also must follow standards from the EPA’s Mold Remediation in Schools and Commercial Buildings guide and the ANSI/IICRC S520 Standard for Professional Mold Remediation.
This means associations can’t just hire anyone for mold cleanup anymore. Boards must make sure that contractors are certified and compliant.
HB 2750
Common Interest Communities; Termination of Certain Management Contracts
This one gives associations more control over management contracts. House Bill 2750 changed several parts of Virginia law to make switching management companies smoother. These include Sections 54.1-2353, 54.1-2354.5, 55.1-1837, and 55.1-1940.1.
Under this law, when a management contract ends, the outgoing company must transfer all association funds and close any bank accounts it managed on behalf of the association. It must do all of this within a reasonable time and without additional cost.
The law also states that automatic renewal clauses are no longer practical. Either party can now terminate a management agreement without cause and without penalty, as long as they give at least 60 days’ written notice.
This is a big deal for board members. Many communities are reluctant to change management companies because of hidden fees, autorenewals, and other trapping terms. The law essentially makes it less risky for HOAs to make changes.
SB 761
Civil Actions Brought by Warrant; Extends Date Range for Court Appearance
Senate Bill 761 adjusts the timing of civil court cases by extending the window between service of a civil warrant or motion for judgment and the first return date in Virginia’s general district courts. The period has been increased from 60 days to 90 days, under Sections 16.1-79 and 16.1-81.
This is another one of the Virginia HOA law changes that might seem small but can actually affect how HOAs handle collections and enforcement. The longer time frame gives associations more flexibility before the first court date.
It also means the initial court date might happen later than before, so boards should adjust their collection schedules.
SB 1291
General District Courts; Increases Jurisdictional Limits
The final update on the list doubles the civil jurisdictional limit in general district courts from $25,000 to $50,000, under Virginia Code Section 16.1-77. This is a huge change for associations.
Under this change, boards can now pursue higher-value collections, contract disputes, or damages for violations in the general district court rather than the circuit court.
General district court cases tend to be faster, cheaper, and simpler. They don’t involve the same complex discovery process that the circuit court requires. As a result, boards can now handle disputes more efficiently. This can save them both time and money.
This law also prevents owners from using large counterclaims to push cases into circuit court solely to delay proceedings. Associations now have a stronger, more flexible way to collect debts and enforce rules. They can do this without dragging it out for months of litigation.
A Compliant 2025 and Beyond
These Virginia HOA law changes give community associations more control, clearer procedures, and stronger tools to manage their operations. Board members should stay informed of legislative changes to avoid liability and make better decisions.
Keymont Community Management offers expert management services to associations in Virginia, Maryland, and Washington, DC. Call us today at 703.752.8300 or request a proposal to start your journey!
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